The Risksmart Solutions Blog
“Uninsurable” can mean an insurer will not offer a certain coverage, or that you cannot afford the premium!
Will not offer: There are many risks that are considered uninsurable by insurance companies. Most often because they […]
Recently a broker told me how he got a big, new account: at renewal, a large contractor “woke up” to his huge loss experience in workers’ compensation. His experience mod and his premium skyrocketed. He […]
As changing the clocks reminds us of smoke alarm batteries, tax time reminds us of all the stuff we have!
Saving, protecting, sorting, archiving, and eventually destroying business or personal documents can be a full-time job!
Do you know whether you or your business would be considered a “professional” by our legal system and by your customers or clients?
If you give advice of almost any nature and/or advertise yourself as an […]
Here is your annual reminder!
As you organize your priorities for the New Year, don’t forget to include these on your list.
Seven key risk and protection reminders for your checklist:
We know these factors are important, yet […]
Two important questions are often misunderstood when I am asked about personal insurance.
Recently, a client asked, “I have replacement cost insurance on my house, so I’m in good shape, right?”
Then he added, “Because I have […]
Humans are wonderful procrastinators. Our defense is usually: “Well, it won’t happen to me…!” And yet hardly a week goes by without news of businesses, homes, and lives that are destroyed by wildfires, floods, tornados, […]
September is statistically the most active hurricane month, as we’ve recently been reminded. Meanwhile, wildfires peak at the same driest times of the year.
Seasonal and weather risks can mean different things depending on your location. […]