The Risksmart Solutions Blog

Your Personal Insurance

Two important questions are often misunderstood when I am asked about personal insurance. Recently, a client asked, “I have replacement cost insurance on my house, so I’m in good shape, right?” Then he added, [...]

By |December 12th, 2017|0 Comments

Planning on a Disaster?

Humans are wonderful procrastinators. Our defense is usually: "Well, it won't happen to me...!" And yet hardly a week goes by without news of businesses, homes, and lives that are destroyed by wildfires, floods, [...]

By |November 7th, 2017|0 Comments

Weather Alerts

September is statistically the most active hurricane month, as we’ve recently been reminded. Meanwhile, wildfires peak at the same driest times of the year. Seasonal and weather risks can mean different things depending on [...]

By |October 10th, 2017|0 Comments

Advisors to the Rescue

In August, Vendors - Hidden Risks discussed how carefully crafting business relationships can avoid misunderstandings and nasty surprises. Once the basic vendor agreements are in place, there's lots of opportunity to explore valuable business input with [...]

By |September 13th, 2017|0 Comments

Vendors = Hidden Risks

Vendors, suppliers, service providers, and consultants have become indispensable to many businesses. "Vendor" is a generic term for many sales and service providers, such as couriers, cleaners, accountants, bookkeepers, strategy or insurance consultants, lawyers, [...]

By |August 8th, 2017|1 Comment



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