Workers Comp – Double Whammy Alert

Recently a broker told me how he got a big, new account: at renewal, a large contractor "woke up" to his huge loss experience in workers’ compensation. His experience mod and his premium skyrocketed. He thought his previous broker hadn’t provided adequate service, and he switched. The new broker was delighted to have the [...]

Got Docs?

As changing the clocks reminds us of smoke alarm batteries, tax time reminds us of all the stuff we have! Saving, protecting, sorting, archiving, and eventually destroying business or personal documents can be a full-time job! All the paper and electronic documents we deal with today have really become information overload … clogging computers, spilling [...]

Vendors = Hidden Risks

Vendors, suppliers, service providers, and consultants have become indispensable to many businesses. "Vendor" is a generic term for many sales and service providers, such as couriers, cleaners, accountants, bookkeepers, strategy or insurance consultants, lawyers, insurance brokers, outsourced HR, IT gurus, engineers, architects, contractors, handymen, and etc. Not only does outsourcing move costs from “fixed” [...]