Goofs and Blunders

Do you know whether you or your business would be considered a "professional" by our legal system and by your customers or clients? If you give advice of almost any nature and/or advertise yourself as an expert, you will most likely be considered a professional under the law. This also means you will be [...]

Annual Risk and Protection Checklist

Here is your annual reminder! As you organize your priorities for the New Year, don’t forget to include these on your list. Seven key risk and protection reminders for your checklist: We know these factors are important, yet if they're not immediately urgent, they fall to the bottom of the pile. An annual schedule for [...]

Your Personal Insurance

Two important questions are often misunderstood when I am asked about personal insurance. Recently, a client asked, “I have replacement cost insurance on my house, so I’m in good shape, right?” Then he added, “Because I have high liability insurance limits for my business, I don’t think I need a personal umbrella.” The yellow [...]