Annual Risk and Protection Checklist

Here is your annual reminder! As you organize your priorities for the New Year, don’t forget to include these on your list. Seven key risk and protection reminders for your checklist: We know these factors are important, yet if they're not immediately urgent, they fall to the bottom of the pile. An annual schedule for [...]

Your Personal Insurance

Two important questions are often misunderstood when I am asked about personal insurance. Recently, a client asked, “I have replacement cost insurance on my house, so I’m in good shape, right?” Then he added, “Because I have high liability insurance limits for my business, I don’t think I need a personal umbrella.” The yellow [...]

Planning on a Disaster?

Humans are wonderful procrastinators. Our defense is usually: "Well, it won't happen to me...!" And yet hardly a week goes by without news of businesses, homes, and lives that are destroyed by wildfires, floods, tornados, hurricanes, and earthquakes. Prepare for survival We can't prevent natural disasters, but it's not hard to prepare for survival. [...]