Expense or Investment?

It's not easy in a rough economy to perceive the difference between a business expense and an investment. They both look like the same cash going out the door! But unfortunately, when expense cuts are across the board, the law of unintended consequences can rear its ugly head. Short-Sighted I remember my employer, a major insurance [...]

The Right Broker is a Good Partner

A previous tip, Pain and Suffering, talked about the torture of having the "wrong" broker. Here we'll discuss how one plus one can equal three, when you have the "right" broker. First, let's define right and wrong in our context - I am not talking here about competent or inept, honest or crooked. A competent, [...]

Productive Spring Cleaning

What's the fastest way to improve your business productivity? Many organizations have their hands full setting basic priorities, getting things done on time and on budget, keeping everyone safe, and staying focused on the job. There's so much "noise" in today's business world it's hard to know who's on first - with online orders, [...]