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RiskSmart Tips
A regular update on risks and insurance trends

Please don’t hesitate to ’contact us’ to offer suggestions for future Tips, or to ask any questions you might have. I’m always pleased to hear from you!

RiskSmart Tips are now archived in our blog. You can search, review, and print posts directly there.
Tip #92: Stop! You're Driving Dangerously!
October 2014  (Download PDF )


Tip #91: Insurance Account Reviews
September 2014  (Download PDF )


Tip #90: How To Train Your Attorney
August 2014  (Download PDF )


Tip #89: Safety Training and Recordkeeping
July 2014  (Download PDF )


Tip #88: Correcting Safety Hazards
June 2014  (Download PDF )


Tip #87: Communicating Safety
May 2014  (Download PDF )


Tip #86: First Steps Toward Productivity, Quality and Safety
April 2014  (Download PDF )


Tip #85: Safety and the Bottom Line
March 2014  (Download PDF )


Tip #84: Can You Make Cents of it All? Minimum Wages 2014 and Beyond
February 2014  (Download PDF )


Tip #83: Annual Risk and Protection Checklist
January 2014  (Download PDF )


Tip #82: Can Your Business Run Without You?
December 2013  (Download PDF )


Tip #81: Managing Your IT Risk
November 2013  (Download PDF )


Tip #80: Choosing Your Successor
October 2013  (Download PDF )


Tip #79: The Extreme Case, and The Consequences
September 2013  (Download PDF )


Tip #78: Fast Growth Can Be Risky Business
July 2013  (Download PDF )


Tip #77: The Fastest Way to Improved Productivity
June 2013  (Download PDF )


Tip #76: Exit Checklist
May 2013  (Download PDF )


Tip #75: Exit Stage Right
April 2013  (Download PDF )


Tip #74: Transitions: Good News - Bad News
March 2013  (Download PDF )


Tip #73: "Howdy Partner" - Friend or Foe
February 2013  (Download PDF )


Tip #72: Annual Risk and Protection Checklist
January 2013  (Download PDF )


Tip #71: Disasters: 10 Ways to Be Prepared
December 2012  (Download PDF )


Tip #70-c: Annual Insurance Budget Alert
November 2012  (Download PDF )


Tip #70-b: Annual Cold Weather Alert
November 2012  (Download PDF )


Tip #70-a: Time Change and Smoke Alarms
November 2012  (Download PDF )


Tip #69: Safety and First Aid Equal A Winning Strategy
October 2012  (Download PDF )


Tip #68: Insurance Premium Audits
September 2012  (Download PDF )


Tip #67: Certificates - Not Always Certain
August 2012  (Download PDF )


Tip #66: Advisors You Can Rely On
July 2012  (Download PDF )


Tip #65: Why You Need a Risk Manager
June 2012  (Download PDF )


Tip #64: Difference Between a Business Investment and Expense
May 2012  (Download PDF )


Tip #63: Take Care of Important Business First
April 2012  (Download PDF )


Tip #62: Risk Profiles Save Money
March 2012  (Download PDF )


Tip #61: Insurance Premium Increase Warning
February 2012  (Download PDF )


Tip #60: 2012 Risk Protection Checklist
January 2012  (Download PDF )


Tip #59: Suicide prevention for risk management
December 2011  (Download PDF )


Tip #58: Got docs?
November 2011  (Download PDF )


Tip #57: Checklists are a Risk Manager´┐Żs best friend
October 2011  (Download PDF )


Tip #56: Personal Insurance Traps
September 2011  (Download PDF )


Tip #55: Fourteen More Reasons
August 2011  (Download PDF )


Tip #54: Great Plans - Unintended Consequences
July 2011  (Download PDF )


Tip #53: Travel Risk
June 2011  (Download PDF )


Tip #52: Conflicts of Interest Can Eat Your Lunch
May 2011  (Download PDF )


Tip #51: Burned To The Ground
April 2011  (Download PDF )


Tip #50: Do You Need E&O Protection?
March 2011  (Download PDF )


Tip #49: Contingency Plans = Survival!
February 2011  (Download PDF )


Tip #48: The "Oops" Factor of risk management
January 2011  (Download PDF )


Tip #47: Help Your Broker Make You Look Good
December 2010  (Download PDF )


Tip #46: Top Ten Broker Services
November 2010  (Download PDF )


Tip #45: Insurance Broker Basics
October 2010  (Download PDF )


Tip #44: If it ain't broke, don't fix it
September 2010  (Download PDF )


Tip #43: Lessons from an Auto Thief
August 2010  (Download PDF )


Tip #42: How to Destroy Your Reputation in 7 Easy Steps
July 2010  (Download PDF )


Tip #41: Group Insurance Quagmire
June 2010  (Download PDF )


Tip #40: Be RiskSmart with Social Media
May 2010  (Download PDF )


Tip #39: Problem
April 2010  (Download PDF )


Tip #38: Curses!
March 2010  (Download PDF )


Tip #37: Earthquake
February 2010  (Download PDF )


Tip #36: Practical Risk Management
January 2010  (Download PDF )


Tip #35: Fences and Neighbors
December 2009  (Download PDF )


Tip #34: Top 10 Risk and Insurance Blunders
November 2009  (Download PDF )


Tip #33: Connecting the Dots
October 2009  (Download PDF )


Tip #32: Dumb Questions & Dumber Answers
September 2009  (Download PDF )


Tip #31: Driving to Distraction
August 2009  (Download PDF )


Tip #30: Refresh Your Risk & Insurance Program
July 2009  (Download PDF )


Tip #29: Workers Compensation - Double Whammy Alert!
June 2009  (Download PDF )


Tip #28: An Everyday Disaster Plan
May 2009  (Download PDF )


Special Tip: Prepared for a Pandemic?
April 2009  (Download PDF )


Tip #27: Vendors and Invisible Risks
April 2009  (Download PDF )


Tip #26: Transitions and Exit Plans
March 2009  (Download PDF )


Tip #25: Insurance Insanity
February 2009  (Download PDF )


Tip #24: Recession vs. Risk Management
January 2009  (Download PDF )


Tip #23: How to select the right insurance broker
December 2008  (Download PDF )


Tip #22: The right broker is a good partner
November 2008  (Download PDF )


Tip #21: Pain and Suffering
October 2008  (Download PDF )


Tip #20: Consolidate - Consolidate - Consolidate
September 2008  (Download PDF )


Tip #19: Afraid to report a claim?
August 2008  (Download PDF )


Tip #18: CATS
July 2008  (Download PDF )


Tip #17: Are Your Contracts a Time Bomb?
June 2008  (Download PDF )


Tip #16: Uninsurable Risks
May 2008  (Download PDF )


Tip #15: Your Reputation Might Be Your Biggest Asset
April 2008  (Download PDF )


Tip #14: Hard Insurance Market Ahead
March 2008  (Download PDF )


Tip #13: So, you don't have an insurance broker ...
February 2008  (Download PDF )


Tip #12: Read Your Policy!
January 2008  (Download PDF )


Tip #11: Expensive Data
December 2007  (Download PDF )


Tip #10: Embezzlement - the crime we hate to admit.
November 2007  (Download PDF )


Tip #9: Manage Your Ex-Dates.
October 2007  (Download PDF )


Tip #8: Before and Beyond Insurance.
September 2007  (Download PDF )


Tip #7: Your Web Site Talks While You Sleep.
August 2007  (Download PDF )


Tip #6: Risks of Growing Too Fast.
July 2007  (Download PDF )


Tip #5: Do You Need an Insurance Story?
June 2007  (Download PDF )


Tip #4: Business Insurance Basics.
May 2007  (Download PDF )


Tip #3: What's insurance to value anyway?
April 2007  (Download PDF )


Tip #2: Is broker service an oxymoron?
March 2007  (Download PDF)


Tip #1: Cold Weather Alert.
January 2007  (Download PDF)